Loan Rates
Effective: 09/26/2022
| VISA Gold Card | ||||||
|---|---|---|---|---|---|---|
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | |
| Term | ||||||
| 36 Months | 8.50% | 8.50% | 8.50% | N/A | N/A | |
| New/Used Autos, RVs, Boats and Motorcycles | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 36 Months | 6.99%** | 6.99%** | 8.99%** | 9.99%** | 14.99%** | 16.99%** |
| 48 Months | 4.99%** | 6.99%** | 8.99%** | 9.99%** | 14.99%** | 16.99%** |
| 60 Months | 4.99%** | 6.99%** | 8.99%** | 9.99%** | 14.99%** | 16.99%** |
| 72 Months | 4.99%** | 6.99%** | 8.99%** | 9.99%** | 14.99%** | 16.99%** |
| New Autos plus New/Used RVs | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 84 Months | 7.99%** | N/A | N/A | N/A | N/A | N/A |
| New/Used RVs Only ($75,000 TO $99,999) | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 120 Months | 8.99% | 9.99% | 10.99% | N/A | N/A | N/A |
| New/Used RVs Only ($100,000 or more) | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 120 Months | 8.99% | 9.99% | 10.99% | 11.99% | N/A | N/A |
| New/Used Equipment (Max Loan: $50,000) | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 60 Months | 4.99% | 6.99% | 8.99% | 9.99% | 14.99% | 16.99% |
| Signature Loan | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 24 Months | 8.00% | 9.00% | 10.50% | 12.50% | 15.50% | 18.00% |
| 36 Months | 8.00% | 9.00% | 10.50% | 12.50% | 15.50% | 18.00% |
| 48 Months | 8.00% | 9.00% | 10.50% | 12.50% | 15.50% | 18.00% |
| The Guard Loan, NO CREDIT CHECK | ||||||
| Credit Rating | 730 & above | 680-729 | 640-679 | 600-639 | 550-599 | 549 or less |
| Term | ||||||
| 12 Months | 18.00% | 18.00% | 18.00% | 18.00% | 18.00% | 18.00% |